WHS-PA

Different commercial truck drivers have different needs. Some driver work part-time; some work full-time. Some drivers own their trucks; some don’t own. Some work for large freight operators; some for smaller companies. The drivers that have full-time employment usually have their truck insurance needs covered by their employers. Their employers take care of all the necessary insurances to cover all of their different trucks, cargos, etc. Bobtail truck insurance does not usually apply to these drivers.Others truck drivers work independently or part-time, and without employers taking care of insurance needs, these drivers need to be concerned about insuring their livelihood. Usually these drivers own or rent their semi-truck, but as independent drivers, it is extra important to have the appropriate coverage and filings. These are the drivers that need to be concerned with hr consultants bobtail insurance.These independent drivers know that when they are hired on a short-term basis, they will be provided with the federally mandated primary liability truck insurance that the motor carrier possesses. This coverage keeps them from being liable for the cost of damages inflicted upon other vehicles in the instance of an accident, but the coverage is only temporary. Once the load has been delivered the driver is no longer covered by this temporary insurance. Bobtail insurance in needed for this “in-between” time, to fully protect both your assets and truck.This is a very good feeling for the independent driver to not only know that he or she is covered, but that someone else is paying the bill. What must be recognized is that this coverage ends as soon as the job is done. When the driver punches out, the truck, the driver, and all liabilities are not covered.